Friday, September 27, 2013

21st Annual Portland Juggling Festival



Portland, Oregon

Come out this weekend and enjoy one of the largest juggling festivals in North America. Featuring
jugglers from around the world as well as local talent, the festival also offers workshops targeting beginners, intermediate and advanced jugglers to assist you in learning the basics of juggling or hone your existing skills. Vendors will also be hand.

Friday: Sept 27-29, 2013

Kaul Auditorium at Reed College

For more information, visit this website


Gabby Tyer - CRS, GRI
Real Estate Sales and Property Management
Managing Principal Broker/Owner
Realty Solutions

www.allaboutportland.com
www.jessicashope.com

Gabby Tyer is your ultimate real estate resource for Portland, Oregon and surrounding areas. Visit my website for detailed information regarding today’s real estate markets.
Portland Real Estate market stats news and education. Complete search access to all homes for sale in Portland, Oregon and surrounding areas.

Tuesday, September 24, 2013

THERE’S A CHILL IN THE AIR!



The hardy mums are making an appearance and a light jacket has become necessary for the crisp morning   Both are sure signs that fall is upon us.  Although some of us hate to see the summer come to an end, there is no avoiding the onset of fall.  The change of seasons generates an inventory of chores that must be completed prior to the commencement of winter.  Routine fallmaintenance must be performed in order to ensure a healthy yard come springtime.  In addition, your house must be protected from the harsh elements that winter brings.
temperatures.

Let’s begin on the outside and work our way in.  Fall is the best time of the year to give attention to your lawns and landscaping.  Fertilization of your lawns will provide necessary nutrients for the winter months to come.  In the spring your lawn will grow lush and green. And, don’t be mournful of the loss of color in your landscaping.  There are a variety of plants that can be incorporated to provide brilliant color through late November.  These plants include:  autumn crocus; strawflower; variations of aster; coleus; and dianthus.  Fountain grasses, burning and blueberry bushes will also add bursts of color.  All are easy to care for and will deliver great curb appeal.  Be sure to weed your gardens well in the fall, to minimize new growth in the spring. 

It is imperative in fall to trim your trees back.  Any branches hanging low, too close to the house, or near electrical wires can be weighed down by winter snow or ice wreaking havoc once broken.  Rake away all tree debris, leaves, and other forms of rubbish from the foundation of your house.  Make sure there are no entry points for animals seeking warmth.  If you have a crawl space, close the ventilation hatches keeping the cold air from entering underneath your house. 

Next we need to make sure that all of our outdoor tools are in good working condition and ready for action.  Rakes, snow shovels, and snow blowers should be inspected, cleaned, and all kept in one easy access location.

Gutter maintenance is also critical.  Clean your gutters and downspouts thoroughly and check for proper anchoring to the house.  Melting snow and freezing rain must have an easy escape route from the roof, into the gutter, down the downspouts and away from the foundation of your house.  You do not want the formation of ice dams to occur in your gutters.  The dams prevent water flow, and the water has nowhere to go but behind the gutter, seeping into your walls and ceilings. 

Moving from the outside in, it is paramount to have your furnace inspected and cleaned.  Having this service performed now, will be cheaper than waiting until the winter season hits.  Furnace upkeep is also vital for safety precautions.  Placing a carbon monoxide detector near your furnace is also a good idea.

Here are some other important chores to execute inside:

·          Locate your water main so in the event of an emergency it can be shut off
·          Insulate any exposed pipes (perhaps in the basement)
·          Ensure that there is adequate insulation in your attic
·          Find your air conditioner shut-off valve and turn it to the off position
·          Drain the air conditioning pipes to prevent freezing
·          Install weather stripping around all windows and doors in prevention of cold air drafts
·          Replace screen doors and windows with storm doors and windows

Finally, we all love snuggling up in front of the fireplace on cold winter nights.  Fall is the ideal time to guarantee the safety of our chimney.  Make sure the chimney cap on the outside is secure, and have a certified chimney company come out and inspect for soot and creosote buildup.  The chimney professional can also ascertain that your chimney damper is opening and closing properly.

I know what all of you readers are thinking right now.  “I don’t need to attend to these projects today.  It still feels like summer.”   However, all too often, summer turns to fall, and then very quickly to winter, and we don’t know where the time has gone.  Do not find yourself outside braving the winter elements to enact on what can be accomplished during the beautiful fall season.  Preventative maintenance is necessary in safeguarding your lawn, landscaping, and house from the harsh winter conditions.  It is better to be prepared today than to pay the consequences tomorrow.

Gabby Tyer - CRS, GRI
Real Estate Sales and Property Management
Managing Principal Broker/Owner
Realty Solutions

www.allaboutportland.com
www.jessicashope.com

Gabby Tyer is your ultimate real estate resource for Portland, Oregon and surrounding areas. Visit my website for detailed information regarding today’s real estate markets.
Portland Real Estate market stats news and education. Complete search access to all homes for sale in Portland, Oregon and surrounding areas.

Friday, September 20, 2013

20th Annual Polish Festival




Enjoy some of the best Polish food and culture in the Northwest at the  20th Annual Polish Festival. Running for two full days, this event will feature live music and dance groups, street dances, a polka contest, imported Polish beer, and authentic Polish foods. Fun for the whole family!

Saturday: Sept 21, 2013 11am - 10pm Sunday, Sept 22, 2013 noon - 6pm

Polish Library Hall

For more information, visit this website

Gabby Tyer - CRS, GRI
Real Estate Sales and Property Management
Managing Principal Broker/Owner
Realty Solutions
www.allaboutportland.com
www.jessicashope.com


Gabby Tyer is your ultimate real estate resource for Portland, Oregon and surrounding areas. Visit my website for detailed information regarding today’s real estate markets.
Portland Real Estate market stats news and education. Complete search access to all homes for sale in Portland, Oregon and surrounding areas.

Tuesday, September 17, 2013

Getting a Mortgage Loan when You Are Self-Employed





The thought of qualifying for a mortgage can be stressful for many prospective buyers. If you are self-employed, you may have even more concerns. Even if you do not have a regular W2 or tax form from an employer, you can still qualify for a mortgage. There are some tips to follow, however.

Prior to the housing crisis and recession, many self-employed home buyers could simply attest to the amount of money they earned and that was it. Today, that is no longer the case. You will need to provide additional evidence beyond stated income. In order to document your income, you may be asked to provide business and personal income tax returns for the past two years along with financial statements. Documentation is critical when you are applying for a mortgage as a self-employed individual. Ensuring that you have all of the relevant documentation gathered together prior to applying for your mortgage loan can be a critical element in ensuring a fast turnaround. If any additional documentation is requested, provide it as quickly as possible.

You may also find that your chances of being approved for a mortgage loan increase if you are able to demonstrate that you have access to financial reserves in the event your business experiences a downturn. In the end, the lender simply wants to be assured that you can afford the home you are planning to purchase. Paying off consumer debt or consolidating your debts to a lower interest loan may also help in improving your cash flow while providing the lender with greater peace of mind regarding your ability to repay your mortgage loan.

If you are purchasing a home with your spouse who has a regular job, your chances may also be improved if your spouse applies as the primary borrower. You can then be listed as the secondary applicant. If that is not an option, you might consider asking a parent to co-sign the mortgage for you. It should be kept in mind that if you are not able to keep up with your mortgage payments, the co-signor will become responsible for the loan.

Although it is more challenging to obtain a mortgage loan today if you are self-employed, it is not impossible. With some careful advance planning, your dream of becoming a homeowner as well as a business owner can become a reality. 

Gabby Tyer - CRS, GRI
Real Estate Sales and Property Management
Managing Principal Broker/Owner
Realty Solutions

www.allaboutportland.com
www.jessicashope.com

Gabby Tyer is your ultimate real estate resource for Portland, Oregon and surrounding areas. Visit my website for detailed information regarding today’s real estate markets.
Portland Real Estate market stats news and education. Complete search access to all homes for sale in Portland, Oregon and surrounding areas.

Friday, September 13, 2013

La Luna Nueva






Celebrate the beauty and diversity of Latino art and culture at La Luna Nueva. Running for two weeks,this annual multidisciplinary arts festival will feature a variety of daily events, including Latin poetry, guitar, visual art exhibits, demonstrations of the tango and flamenco, and much more.
 
Milagro Theater Portland, Oregon
September 13-September 28, 2013


For more information, visit this website


Gabby Tyer - CRS, GRI
Real Estate Sales and Property Management
Managing Principal Broker/Owner
Realty Solutions

www.allaboutportland.com
www.jessicashope.com


Gabby Tyer is your ultimate real estate resource for Portland, Oregon and surrounding areas. Visit my website for detailed information regarding today’s real estate markets.
Portland Real Estate market stats news and education. Complete search access to all homes for sale in Portland, Oregon and surrounding areas.